ADVISORS & SPECIALISTS

Financial Consulting For
Your Business

ADVISORS & SPECIALISTS

Save Your Business
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ADVISORS & SPECIALISTS

Help You To Grow
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MSME and SME Loans

Micro, small, and medium enterprises (MSMEs) and small and medium enterprises (SMEs) are the backbone for the future growth of the Indian economy. These businesses provide employment to millions of people and aids in the industrialization of the rural and backward regions. MSMEs and SMEs play an important role as these make a significant contribution to domestic production and help to increase exports.

Investment in Plant, Machinery, and Equipment Annual Turnover
Small Enterprises Up to INR 10 crore Up to INR 50 crore
Medium Enterprises Up to INR 50 crore Up to INR 250 crore

Lack of structured finance and dearth of funds for the MSMEs and SMEs across the country is well-known. However, a recent report by IFC estimates the funding gap to 9.23% of the total GDP and only 16% of businesses are funded by the formal institutional channels.

SMEs and MSMEs have unique issues as by nature these are small enterprises and face several challenges. Most business owners are not highly educated and lack of financial literacy, which impedes access to formal lending. Another challenge faced by small enterprises is the unavailability of collateral, which further makes it difficult to access institutional credit.

Empowering Small Businesses: MSME and SME Loans

Fueling Growth for Micro, Small, and Medium Enterprises


In today's dynamic business landscape, Micro, Small, and Medium Enterprises (MSMEs) and small and Medium Enterprises (SMEs) form the backbone of our economy. These businesses drive innovation, create employment opportunities, and contribute significantly to economic growth. However, one of the biggest challenges faced by these enterprises is access to timely and adequate financing.


Tailored Financial Solutions for Your Business Needs


Our MSME and SME loan services are designed to address the unique financial requirements of small businesses. We understand that each enterprise has its own set of challenges and opportunities. That's why we offer customized loan products that align with your specific business goals and cash flow patterns.


Key Features of Our MSME and SME Loans:


  • Flexible Repayment Options: Choose from a range of repayment schedules that suit your business cycle.
  • Competitive Interest Rates: Benefit from some of the most competitive rates in the market.
  • Quick Approval Process: Get faster access to funds with our streamlined approval procedures.
  • Minimal Documentation: We've simplified the paperwork to make the process hassle-free.
  • Expert Guidance: Our team of financial advisors is here to help you make informed decisions.

Fueling Your Business Growth

Whether you're looking to expand your operations, invest in new equipment, or manage your working capital, our SME loan services can provide the financial boost your business needs. We're committed to supporting the growth and success of small enterprises across various sectors.


Beyond Loans: Comprehensive Financial Support

We don't just stop at providing loans. Our services extend to offering valuable insights on top mutual funds, best-structured products, and top alternative investment funds. For businesses in the real estate sector, we also offer specialized construction finance options.


Empowering You with Knowledge

We believe in empowering our clients with financial knowledge. That's why we regularly conduct the best technical analysis workshops, helping you make more informed financial decisions for your business.


Take the Next Step in Your Business Journey

Don't let financial constraints hold your business back. Explore our MSME and SME loan options today and take the first step towards accelerating your business growth. Contact our team of expert advisors to discuss how we can tailor our top loan services to meet your unique business needs.

Invest in your business's future with our reliable and growth-oriented MSME and SME loan services. Let's work together to turn your business aspirations into reality!

How Can We Help?

  • +91 (20) 24616106 | Helpline : +91 99205 31076
  • mody@srhworld.com

    • Benefits of working with SRHSA

    • Swift processing with minimal documentation
    • Flexible repayment tenure and other loan terms
    • Customized funding structures to meet your business requirements
    • Competitive rate of interest and processing fees
    • Fast and quick turnaround

    How SME and MSME loans can be used?

    • Efficient Inventory Management: Use the funds to purchase inventory and meet seasonal fluctuations or replenish existing stock
    • Working Capital: Pay for regular operational expenses like salaries, rent, and other overheads
    • Capital Investments: Purchase plant and machinery to enhance production capability and grow your venture
    • Sales and Marketing Expenses: S&M are crucial functions to expand your business and tap into new markets; use the loan amount to develop offline and online strategies to acquire new customers and build brand reputation
    • Debt Consolidation: Several small enterprises struggle with servicing multiple loans, which results in lack of working capital; the borrowed amount can be used to consolidate multiple debts into one loan, which reduces the EMI burden and helps in aligning the repayment as per your cash collection cycle

    We also provide business process re-engineering services to help overcome the bottlenecks faced by your company and improve your operational efficiency. SRH also offers financial engineering that includes cash management, identifying financial constraints, developing, implementing, and monitoring financial initiatives and strategies.

    Our business and financial re-engineering services can help SMEs and MSMEs to increase productivity, boost employee morale, and enhance their cash flows.

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    achievements & statistics

    Our journey over 18 years

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    350+ clients in the world

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    1080+ the project had finished

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    22+ experts are working